FinTech
Digital Banking Platform
Secure, scalable banking platform with real-time transactions and analytics.
Industry
Banking / FinTech
Technology
Java, React, PostgreSQL
Timeline
20 Weeks
Team Size
12 Members
Overview
A full-featured digital banking platform enabling customers to open accounts, transfer money, pay bills and track spending in real time, with bank-grade security and compliance built in.
Project Highlights
- Real-time transaction processing
- Biometric authentication
- Fraud detection engine
- Bill payments & transfers
- Spending analytics
- Regulatory compliance
The Challenge
The client's legacy core banking system could not support modern digital experiences, real-time payments or rapid product launches.
Legacy system limitations
Slow transaction settlement
Rising fraud incidents
Poor mobile experience
Our Solution
We designed a cloud-native banking layer on top of the core system, exposing secure APIs and a modern omnichannel experience.
- Microservices architecture
- Real-time payment rails
- ML-based fraud detection
- Biometric & 2FA security
- Open banking APIs
- Unified web & mobile apps
How It Works
Customer App
API Gateway
Core Banking
Fraud Engine
Analytics
The Results
78%
Fewer fraud losses
5x
Faster settlements
4.8
App store rating